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options that you can choose from an individual Mediclaim plan or a family floater plan. An individual plan will only cover you up to the sum insured, while a family floater plan will cover your spouse and children. Buy Mediclaim Insurance: http://goo.gl/PbCQ7X

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Getting Universal Life Insurance Quotes Online Is Easy

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When you buy mediclaim there are two options that you can choose from an individual mediclaim or Family floater plan.
1) An individual plan will only cover you up to the sum insured while a family floater plan will cover your spouse and children.
2)Some of the Family floater plans will cover the parents also. The cover of the entire family will be limited to the sum insured in a family floater plan.
3) If you want health insurance cover just for your self then the family floater is not relevant to you.
4)If a member of a family has a preexisting medical condition that puts him or her as a higher risk of hospitalization then the family member would buy an individual medical claim policy for him or her not covered in a family floater plan for the rest of family.
5)Family floater plan makes more sense for healthy family pre-existing medical conditions.

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