The right health insurance policy can save you money if you need private treatment for an illness or injury.
1)It is not available on the NHS
2)You want the treatment immediately (without joining an NHS waiting list)
3)You want the extra comfort of a private hospital
And If you want private treatment health insurance could be the easiest way to pay for it and that make sure if you can afford.
Each private hospitals or health consultants can set their own charges and although you can pay for private treatment directly instead health insurance pays you a monthly instead of it. And It pays out if you need any treatment it covers.